Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice …Read More
Home Insurance Options
Unexpected damage to roofs, windows, and sidings from wind, hail, and natural disasters can be costly and stressful. So, it is essential to insure these items of your home properly. To help with that task, we have identified a few details that homeowners should be aware of when buying home insurance. Actual Cash Value vs. …Read More
Do You Need D&O Insurance?
D&O insurance, also known as directors’ and officers’ liability insurance, forms part of the broader management liability insurance category. This type of insurance aims to protect the directors and officers of a company or organization, and often also the organization itself, in case legal action is brought against one or more insured parties for alleged …Read More
Flexible Underwriting – The Benefits of Working With An Independent Insurance Agent
Not all homeowners realize the differences between using a ‘captive’ insurance agent who only works for one specific company and an independent insurance agent who can look for the best deal from a variety of insurance companies. This article examines the benefits of independent insurance agents in more detail. Quotes From a Variety of Insurance …Read More
The Rising Cost of Home Insurance
According to III (the Insurance Information Institute), the average cost of home insurance increased to a record high of $1,398 last year. This, of course, placed an added burden on homeowners who were already struggling with inflation. Below we analyze the reasons for the situation and explain what a homeowner can do about it. Why …Read More
