Electric vehicles (EVs) can save money on fuel and, in many cases, routine maintenance. But some EV owners are surprised when they get an Auto Insurance quote and find that it costs more than expected. That does not mean every electric car costs more to insure. Insurance rates depend on many factors, including the vehicle, …Read More
What Should I Know About Extended Replacement Cost Coverage?
When you buy Homeowners Insurance, one of the most important numbers on the policy is the dwelling limit. This is the amount of coverage set aside to repair or rebuild your home after a covered loss. But the cost of rebuilding a home can change over time. Inflation, higher prices for building materials, increased labor …Read More
Who Needs Builder’s Risk Insurance?
The home building and remodeling world is booming right now, with tons of people fixing up older houses or building brand-new dream homes. Big projects like adding extra rooms or upgrading a house take time, expensive materials, and hard work. But construction sites can also be risky, and standard house insurance usually won’t pay for …Read More
Insurance Considerations When Heading Off to College
Heading off to a trade school or college is an exciting time for students and parents. Amidst the excitement of buying dorm supplies and organizing travel plans, insurance might not be at the top of your list. However, reviewing your coverage before the semester begins can prevent headaches later. Auto Insurance Considerations If your student …Read More
How Does Insurance Protect You During a Summer Barbecue?
Generally speaking, your Homeowners insurance policy can provide financial protection if a guest is injured or if accidental property damage occurs during your summer gatherings. Liability coverage is typically the part of your policy designed to help manage costs if you are found responsible for these types of accidents. Understanding Your Liability Coverage When you …Read More
