Heading off to a trade school or college is an exciting time for students and parents. Amidst the excitement of buying dorm supplies and organizing travel plans, insurance might not be at the top of your list. However, reviewing your coverage before the semester begins can prevent headaches later. Auto Insurance Considerations If your student …Read More
How Does Insurance Protect You During a Summer Barbecue?
Generally speaking, your Homeowners insurance policy can provide financial protection if a guest is injured or if accidental property damage occurs during your summer gatherings. Liability coverage is typically the part of your policy designed to help manage costs if you are found responsible for these types of accidents. Understanding Your Liability Coverage When you …Read More
What is Umbrella Insurance?
Imagine you are driving home on a rainy Tuesday evening. You glance down for a split second, traffic suddenly stops, and you rear-end the car in front of you. It triggers a multi-car accident. Two people are seriously injured, requiring extensive surgeries and months of missed work. Within weeks, the medical bills and legal demands …Read More
Insuring Your Golf Cart
Are golf carts covered on a homeowners insurance policy? The short answer is yes, but with major limitations. While a standard homeowners policy usually provides some coverage, it is often restricted to specific locations and uses. Here is how the coverage generally breaks down: Where You Are Covered On Your Property: Most policies cover the …Read More
Protecting What’s Underground: A Guide to Service Line Coverage
When you think about home maintenance, you probably picture leaky faucets, roof repairs, or maybe a furnace tune-up. But there is a massive network of infrastructure buried right beneath your lawn that most homeowners completely forget—until it breaks. Service Line Coverage is an increasingly popular endorsement (an optional add-on in most cases) to a standard …Read More
