July is a time to celebrate your freedom, make memories, and live life to the fullest. Though your focus this summer may be on getting the most out of every moment, are you also getting the most out of other areas of your life, such as your car insurance? You may not know it, but there is more to insurance than good coverage or a great price. Continue reading to learn a big secret to getting more out of your insurance and find out how you can take advantage of it today.
The Secret: Using an Independent Agent
If you’ve never used an independent agent before, you are probably unaware of all the benefits they can offer. Examples include:
Individualized Assessments
An independent agent will sit down with you to personally evaluate your financial circumstances and future goals. These two factors play a major role in determining your coverage needs. By working closely with an agent, you can find what we like to call “Goldilocks Coverage,” which is not too much or too little; it’s just right.
Local Service
Great customer service is harder to find than ever before. Even major national insurance carriers can have long holding times and take hours or even days to return a message. When you work with a local car insurance agency like Frydach Insurance, you can reach someone you know right away, whether by phone or by stopping off at our office. We also offer continued support, working to ensure you have the assistance you need to file a claim or review your coverage needs as they change over time.
Selection
When it comes to local car insurance, you can never have too many options. The more you shop around, the better your chances of finding a great value on excellent coverage from a reputable Wisconsin insurance company. Independent agents have access to several different companies, which means greater selection for Germantown drivers. You can sit back and relax while your agent goes to work gathering quotes from multiple carriers. Then, work with your agent to narrow down your options and make a choice that best fits your needs and preferences.
Why Not Use a Carrier Agent or Buy Direct?
Carrier agents can provide advice and a local touch, but they lack a critical component: diversity. Since carrier agents only represent one company, they are unable to provide customers with competitive options from multiple insurance providers. That means you will need to spend a lot of time shopping around with multiple agents on your own, or else settle for the only policy options offered by your agent’s affiliated carrier.
