Germantown, WI Insurance - Frydach Insurance

  • About
  • Reviews
  • Insurance
    • Car Insurance
    • Collector Car Insurance
    • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Motorcycle Insurance
    • ATV & UTV
    • Snowmobile Insurance
    • Business Owners Package
  • Blog
  • Service
  • Quote Request
  • Contact

Simple Tips for Keeping Your Child Safer in a Car Seat

August 30, 2016 By Debbie Frydach

Baby in child safety seat 

Every year, thousands of children’s lives are saved by the car seats they are strapped into. Today’s child safety seats have become increasingly secure and more advanced than ever before. All car seats sold in the U.S. must meet rigorous federal safety standards, but even the most well-manufactured car seats can fail if improperly installed in a vehicle. In recognition of Child Passenger Safety Week this September, we here at Frydach Insurance want to make sure all parents and caregivers in the Germantown area know how to properly install a car seat or booster seat.

Use the LATCH System for Young Children

Whenever possible, use the LATCH system when installing a car seat into your vehicle. The LATCH system (Lower Anchors and Tethers for Children) refers to the metal anchor hooks in the backseat of vehicles. These are available in all vehicles manufactured since 2002. The LATCH system is very safe and makes it easy to avoid seatbelt incompatibility, but it does have limitations. 

Have a Question? Give Us a Call!

According to Consumer Reports, LATCH anchors are only designed to withstand the pressure of the combined weight of a child and seat that does not exceed 65 pounds. If a child and seat weigh more than 65 pounds combined, the seatbelt system should be used to secure the child.

Car Seats and Booster Seats

According to the American Academy of Pediatrics, all car seats should be rear-facing for children under age 2, even in places where laws allow for forward-facing car seats after 12 months. Car safety seats should be secured in the back seat — preferably in the middle of the row where the child is the safest. Be sure to follow all of the instructions for installation provided by the seat’s manufacturer, being careful to check the recline angle as indicated.

Some car safety seats are designed to grow with your child from infancy to early childhood. Others have lower weight limits and should be exchanged for booster seats as a child grows and exceeds the height and weight limits of the manufacturer. Either way, all forward-facing safety seats should remain in the back seat regardless of how old the child is. 

Securing Your Child

A properly installed car seat or booster seat can only do its job in a collision if the child inside of it is properly secured within the seat.  All children in rear and front facing car seats should be secured according to the instructions provided by the manufacturer. This includes placing your child’s bottom and back flat against the seat. If your child is wearing a coat or loose outerwear, remove it before securing him or her into the seat.

Ensure that the straps on the seat are not twisted and that they fit snugly across your child’s shoulders. You should be able to fit no more than one finger beneath the shoulder straps.The harness clip should connect both straps across the child’s chest in-line with the shoulders. If the seat is attached to a base, ensure that the carrier handle at the top of the seat is not locked in an upwards position.

Check Your Work

Several locations throughout Southeast Wisconsin will perform car seat and booster seat installation checks — one of which is right here in Germantown. According to Safe Kids Wisconsin, the Germantown fire department will test the safety of your car seats and booster seats by appointment and at no charge if you are a Germantown resident. You can also sign up to receive car seat recall notifications from the National Highway Traffic Safety Administration and by registering your car seat or booster seat with the manufacturer.

Request a Free, No-Obligation Quote!

As always, the team here at Frydach Insurance is here to support our customers and the community. We want you and your passengers safe and fully protected while operating your motor vehicle. While you are reviewing the safety of your car safety seats, we recommend reviewing your car insurance protection as well. We offer policies that can provide medical payments coverage for you and your youngest passengers regardless of who is at-fault in an accident. Call us today to discuss coverage options and request a Germantown car insurance quote. We look forward to serving you soon.

Filed Under: Automobile

Insurance can be confusing at times and everyone's needs are different. If you have questions regarding coverage, pricing, or anything else related to insurance, send us an email or give us a call.

If you'd like to get a free, no-obligation quote, all you have to do is ask!

Contact Frydach Today!

About Debbie Frydach

Debbie Frydach is the owner and an agent at Frydach Insurance in Germantown, Wisconsin. She can be reached at 262-437-0036.

What are you waiting for?

Get a Quote & Save!
Refer a Friend!

Free Newsletter!

Reviews

I have known Debbie for over 25 years, we met and served on a few Church committees together. Once she started her own Insurance agency, I moved my families Insurance. I have had excellent service, and I refer many of my mortgage customers to her. I trust her completely. I believe that her combination of high personal ethics and the selection of insurance companies to choose from is an unbeatable combination.

RANDAL GRGICH

Confident that Frydach Insurance works to get me the best deal and plan for me and my specific needs. Always available when I call for questions and clarifications. I like knowing I have someone working to help me so that I don’t have to figure major purchases or decisions out on my own. They explain everything to make sure I’m clear on what I’m paying for. Would recommend!

Melissa W

I was with a large, national insurer for years and when my son was about to turn 16 I found out my rates were going to increase dramatically. I was directed to Frydach Insurance where Debbie and her staff found a company that not only gave me better rates but also increased coverage. I have been with them for a year now and I have been happy with everything. Thanks!

Bill Lindala
Great insurance agent, great lady, rides a Harley
Terri Stolberg
Debbie and her staff do a great job for me!
Dawn Wangard

Debbie is the most knowledgeable insurance agent I have ever met and genuinely has the customers best interest in mind. I trust her like I’ve never have trusted an insurance agent before.

Doug Loman

We connected with Debbie and she took care of everything! Love this insurance company!

Elizabeth Carney

Debbie is very knowledgeable about insurance and she really has her client’s best interests at heart. She is honest and easy to work with. Let her do your insurance shopping for you!

Matt Fehring

Debbie was extremely helpful. I had been with another carrier for over 40 years and the rep never reached out for updates or review of my coverage.

Kathleen B

Debbie and Team have done an excellent job with our insurance policies and service. Our situation is not simple and they always handle our questions quickly and accurately. Thank you for the excellent service!

Matt Koeppler

Contact Us

Frydach Insurance Agency
W175N11163 Stonewood Drive #229
Germantown, WI 53022
262-437-0036

Our Hours

Monday - Thursday: 9:00 - 5:00
Friday: 9:00 - 3:00
By Appointment

Proud Member of

PIAWCouri Agents
Couri Agents

Follow Us

Facebooklinkedinyoutube

Copyright © 2019 - Frydach Insurance Agency Inc. - Terms and Conditions - Privacy Policy - Sitemap