When shopping around for homeowners insurance in Germantown, most insurance agents will use a program called a replacement cost estimator (or calculator) to estimate the amount of insurance you need for your home. When they use this tool, don’t be surprised if the number they come up with is significantly higher than what you perceive your home’s …Read More
Travelers Valuable Items Coverage
Affordable Home Security Systems
Don’t let frightening sounds and eerie visitors spook you this Halloween! Keep your home and family safe with the help of a home security system. With just one simple installation, you can rest assured that your property and loved ones will be secure at all times — whether you’re home or away. Below, we’ll help …Read More
How to Insure a Vacant, Unoccupied, or Seasonal Home
As a property owner, it is your job to keep your home safe and secure. Your lender is counting on you to do so. And, you are likely not willing to lose money on your property. But, things change. You wind up moving, and your home sits unoccupied for some time. Or you find yourself …Read More
Hiring a Contractor – What Insurance Coverage Should You Require?
Imagine this, You’re finally getting around to replacing your roof, and you’re looking for a great contractor to do the job. The one you find in Germantown with the lowest bid isn’t insured, but they have a great reputation, so you go with them. During construction, however, an accident occurs, and one of the contractor’s …Read More







