Insurance has become more expensive over the past year, and many people are asking the same question: Why? While there are several factors, one of the most important is the severity of claims and the continued impact of catastrophic, or CAT, losses. These events affect the entire system, even if you personally have not experienced …Read More

As summer comes to an end, families across the community prepare for a busy back-to-school season. New routines often bring new responsibilities, from adjusting daily schedules to thinking about safety on the roads. For many families, it’s also a time to revisit insurance needs, especially with older children leaving home for college. Whether it’s ensuring …Read More

If you bought your Homeowners Insurance 15 years ago, you probably haven’t forgotten how affordable things once were. In 2010, the cost to build a new home was about $130 per square foot. Today, that number is anywhere between $225 and $300 or more. That kind of increase can mean that the coverage amount on …Read More

Spring and summer storms can bring more than just wind and rain—they can also bring unexpected damage to your home and property. Whether you live in the Midwest, the Great Plains, or the Southwest, it’s a good idea to check your Homeowners Insurance before storm season begins. Many people don’t think about their policy until …Read More

Regular home maintenance not only preserves the value and comfort of your home but also significantly minimizes potential insurance claims and future premium increases. Below are essential maintenance tips to help safeguard your home and, in many cases, prevent the need for homeowner’s insurance claims. Inspect and Maintain Your Roof Your roof serves as the …Read More